Audiologist Insurance Plus
You put your heart, your soul, and your life into your rewarding field, working to prevent, treat, and diagnose hearing and balance disorders for your patients—but sometimes, the risks can outweigh the rewards. Without proper coverage, you could leave your career and your future up to chance. That’s where we come in.
What We Cover
In the event of an allegation or an erroneous action, practicing without liability insurance or relying on partial insurance from your employer can often result in disappointment, large out-of-pocket expenses, and a damaged reputation. Don’t wait until it’s too late to invest in liability insurance that’s specifically designed to protect audiologists and their interests above all else.
General Liability Coverage
$2 Million Per Occurrence
$3 Million Per Year
Professional Liability Coverage
$1 Million Per Occurrence
$3 Million Per Year
Stolen Equipment Coverage
Up to $1,000 with a $250 Deductible
Product Liability
$2 Million per Occurrence, per year
Identity Protection
$25,000 Coverage
Rental Damage Insurance
$100,00 Coverage
Coverage you need, peace of mind you desire
Your career is full of reward—but there’s risk associated with it, too. With all of that in mind, it can feel impossible to properly treat your patients. Investing in liability insurance doesn’t just ensure that you’re safeguarded from any eventuality, it also gives you the confidence and peace of mind you need to treat your patients to the best of your ability.
Why You Need Insurance
Your field is highly specialized, which means you need highly specialized insurance to ensure you’re adequately protected.
Without the right type of liability insurance, you could put your career, your future, and yourself at risk. Don’t let litigation, allegations, or claims keep you from growing your thriving career.
Member-Only Benefits, Just For You
We’re not just here to offer you the coverage you deserve—we’re also here to ensure that you’re receiving the exclusive benefits you need to thrive in your career. Our member-only benefits will enhance your work-life and beyond. You won’t want to miss out on these premium options!
Frequently Asked Questions
What is liability insurance?
Liability insurance is a type of risk management coverage that the insured (that’s you!) invests in to be protected and relieved of the financial responsibility of a potential loss. Think about liability insurance like it’s a safety net that’s got you covered should something—no matter how unpredictable or unlikely—go wrong. This type of insurance will protect you, your career, your finances, your reputation, and your future from claims, allegations, and potential litigation.
Is there more than one type of liability insurance?
There are many different types of liability insurance, but the main three include professional liability, general liability, and product liability. Professional liability will provide protection when a client, patient, or customer deals with (or claims to deal with) injury, damage, or negligence that happened during or as a result of your service. General liability insurance covers damages and injuries that weren’t directly caused by you but happened in relation to you (this is often called slip-and-fall coverage). Product liability insurance covers negative or adverse reactions that your patients or clients have as a result of a product you used.
What’s the difference between occurrence-form coverage and claims-made coverage?
In our opinion, not all policies are created equally, and a lot of that has to do with the type of coverage you have. An occurrence-form policy offers you coverage for any claim made after your policy has expired as long as the incident in question took place while your policy was active. Claims-made coverage is a type of policy that only covers you for the claims filed within the policy term—in other words, if something happened while you were paying for your policy but wasn’t filed until after your policy expires, claims-made coverage will not protect you. That’s why we’re proud to offer occurrence-form coverage to all of our members!
Why do I need liability insurance?
There are a lot of reasons you should invest in liability insurance, but ultimately, this kind of coverage will put your interests first (not your employer’s), will safeguard your finances, will protect you against the unlikely, the improbable, and the unplanned, shows your clients that you’re prepared and professional, and can give you the peace of mind you need to do your job exceptionally.
Should I invest in an individual aggregate coverage or a shared aggregate coverage?
Individual aggregate coverage means that you—and you alone—are covered by your individual policy limit, regardless of claims made by other members who have a similar policy. Shared aggregate coverage means that you share a policy limit with other members who share the same master program. That means if a claim is paid out for other members, you could be left with zero coverage when you need to have an insurer pay for a claim that was filed against you. We’re proud to offer individual aggregate coverage for our members so they can count on being covered every time—no matter what.
What Our Customers Say
Covers the services that I practice, has been a reliable resource, and is very good priced for this type of insurance that we need.
Let's Get You Insured
You deserve coverage that has your back no matter what happens. At Audiologist Insurance Plus, that’s a promise we can make. So don’t delay your coverage, reach out today for the peace of mind, surety, and coverage you need to do your job exceptionally.