The Audiologist Liability Insurance You Want for the Assurance You Need
Every day, you work hard to provide care and treatment for the people who mean the most to you—your patients. We couldn’t relate more.
Protection & Peace of Mind
From claims of negligence to negative patient reactions, our liability insurance will help to protect you, your career, your finances, and your reputation against licensing issues, lost wages, emotional damages, court costs, allegations, and more. Best of all, we can provide you with what matters most for your career—confidence and peace of mind.
Created For Your Specialized Career
A career in audiology is unique and specialized, and at Audiologist Insurance Plus, we believe that calls for unique, specialized liability insurance. Our liability insurance was mindfully crafted to protect you against the specific claims, allegations, and risks that are associated with your career—no general-purpose, one-size-fits-all-career policies.
Your Interests First, Always
Whether you’re privately employed or work in the public sector, relying on your employer’s liability insurance is rarely the right move. Invest in liability insurance that’s dedicated to your own interests. That way, when push comes to shove and your career is on the line, you know your coverage is primarily focused on protecting who matters most—you.
1 Year Professional Rate
Audiologist Insurance Plus- General Liability Coverage: $2 Million Per Occurrence, $3 Million Per Year
- Professional Liability Insurance Coverage: $1 Million Per Occurrence, $3 Million Per Year
- Easy Application, Flexible Renewal
- Instant Certification
What We Cover
In the event of an allegation or an erroneous action, practicing without liability insurance or relying on partial insurance from your employer can often result in disappointment, large out-of-pocket expenses, and a damaged reputation. Don’t wait until it’s too late to invest in liability insurance that’s specifically designed to protect audiologists and their interests above all else.
General Liability Coverage
$2 Million Per Occurrence
$3 Million Per Year
Professional Liability Coverage
$1 Million Per Occurrence
$3 Million Per Year
Stolen Equipment Coverage
Up to $1,000 with a $250 Deductible
Product Liability
$2 Million per Occurrence, per year
Identity Protection
$25,000 Coverage
Rental Damage Insurance
$100,00 Coverage
Get Your Coverage Instantly
We’re not interested in making you wait—that’s why our liability coverage kicks in immediately upon payment and confirmation. Simply submit payment and head to your inbox—you’ll find your online certificate proving your coverage waiting for you. No delays, no complications, no waiting periods.
We’ve crafted comprehensive coverage that’s seamless, immediate, and ultimately, will protect you above all else. Don’t put off your protection—check out how we compare to the competition today.
A Policy That Pays For Itself
Our Policy Covers You & Your One-of-a-Kind Career
We offer member-only, exclusive benefits that won’t just enhance your work life, but the rest of your life, too. Check out our exclusive benefits that you won’t want to miss out on.
Tech Discounts & Promotions
Partner with us and save up to 30% off the public web price of Lenovo’s entire line of PC products. But that’s not all, you’ll also receive free ground shipping on all web orders as well as monthly, limited-time special offers.
FREE, Professional Website
When you join our team, we offer you a FREE, customizable, professional website to help enhance your business and boost your marketing tools.
Access to Our Insurance Marketplace
Explore the unique benefits our members receive on our insurance marketplace—including ACA-qualified health insurance, short-term health, telehealth plans, and so much more!
Shipping Partnership & Discounts
Take advantage of a unique partnership with UPS through special pricing with 50% off Air, 30% off Ground, and continued FREE UPS Smart Pickup Service.
Rental Car Discount & Deals
Receive up to 25% off Hertz Rental Cars with free access to a Hertz Gold Plus Rewards Account or up to 7% off on Thrifty Car Rental and Dollar Car Rental.
Only the Best for the Best
You don’t work in a cookie-cutter field—so why should you invest in cookie-cutter liability insurance? Our coverage is customized specifically for audiologists to help mitigate the unique risks associated with your career while putting your protection above everything, always.
The Competition Doesn’t Compare
PROLIABILITY |
HISCOX |
|||||
| Occurrence-Form Coverage | ✓ | Yes | ✓ | Yes | ✓ | Yes |
Professional Liability Insurance
(Malpractice) |
✓ | $1 Million Per Occurrence
$3 Million Per Year |
✓ | $1 Million |
✓ | $1 Million Per Occurrence
$3 Million Per year |
General Liability Insurance
(Trip & Fall) |
✘ | Optional Coverage Available |
✘ | N/A |
✓ | $2 Million Per Occurrence
$3 Million Per Year |
Products Individual Annual Aggregate |
✘ | No |
✘ | No |
✓ | $2 Million Per Occurrence, Per Year |
Rental Damage Coverage |
✘ | No |
✘ | No |
✓ | $100,000 |
| Stolen Equipment | ✘ | No | ✘ | No | ✓ | $1,000 with $250 deductible |
| Members-Only Benefits | ✘ | No | ✘ | No | ✓ | Yes |
| Identity Protection Plan | ✘ | No | ✘ | No | ✓ | $25,000 |
Annual Fee |
$207 |
$1,570 |
$180 |
|||
| NOTE: The information in this comparison has been gathered from the websites of each organization and other third party sources, such as url. No guarantee or assurance is made by AIP as to the accuracy or completeness of this information. | Get Covered | |||||
| PROLIABILITY | HISCOX | AIP | |
| Occurence-Form Coverage | ✓ | ✓ | ✓ |
| Professional Liability Insurance (Malpractice) | ✓ | ✓ | ✓ |
| General Liability Insurance (Trip & Fall) | ✘ | ✘ | ✓ |
| Products Individual Annual Aggregate | ✘ | ✘ | ✓ |
| Rental Damage Coverage | ✘ | ✘ | ✓ |
| Stolen Equipment | ✘ | ✘ | ✓ |
| Members-Only Benefits | ✘ | ✘ | ✓ |
| Identity Protection Plan | ✘ | ✘ | ✓ |
| Annual Fee | $207 | $1,570 | $180 |
| Get Insured | |||
Parenting Support
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Couples Counseling
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Flexible Payment Methods
Free 20 Min Chat
Book Appointment
1st Session!
Frequently Asked Questions
What is liability insurance?
Liability insurance is a type of risk management coverage that the insured (that’s you!) invests in to be protected and relieved of the financial responsibility of a potential loss. Think about liability insurance like it’s a safety net that’s got you covered should something—no matter how unpredictable or unlikely—go wrong. This type of insurance will protect you, your career, your finances, your reputation, and your future from claims, allegations, and potential litigation.
Why do I need liability insurance?
There are a lot of reasons you should invest in liability insurance, but ultimately, this kind of coverage will put your interests first (not your employer’s), will safeguard your finances, will protect you against the unlikely, the improbable, and the unplanned, shows your clients that you’re prepared and professional, and can give you the peace of mind you need to do your job exceptionally.
Is there more than one type of liability insurance?
There are many different types of liability insurance, but the main three include professional liability, general liability, and product liability. Professional liability will provide protection when a client, patient, or customer deals with (or claims to deal with) injury, damage, or negligence that happened during or as a result of your service. General liability insurance covers damages and injuries that weren’t directly caused by you but happened in relation to you (this is often called slip-and-fall coverage). Product liability insurance covers negative or adverse reactions that your patients or clients have as a result of a product you used.
What’s the difference between occurrence-form coverage and claims-made coverage?
In our opinion, not all policies are created equally, and a lot of that has to do with the type of coverage you have. An occurrence-form policy offers you coverage for any claim made after your policy has expired as long as the incident in question took place while your policy was active. Claims-made coverage is a type of policy that only covers you for the claims filed within the policy term—in other words, if something happened while you were paying for your policy but wasn’t filed until after your policy expires, claims-made coverage will not protect you. That’s why we’re proud to offer occurrence-form coverage to all of our members!
Should I invest in an individual aggregate coverage or a shared aggregate coverage?
Individual aggregate coverage means that you—and you alone—are covered by your individual policy limit, regardless of claims made by other members who have a similar policy. Shared aggregate coverage means that you share a policy limit with other members who share the same master program. That means if a claim is paid out for other members, you could be left with zero coverage when you need to have an insurer pay for a claim that was filed against you. We’re proud to offer individual aggregate coverage for our members so they can count on being covered every time—no matter what.
Contact Us
Have a question about how our coverage can work for you? Ask us here! We’ll get back to you with the policy answers you’re looking for.