The Audiologist Liability Insurance You Want for the Assurance You Need
No matter how much skill, compassion, and expertise goes into your career, as a healthcare worker, you’re still at risk for allegations, litigation, and claims from clients who feel damaged by your services. The good news? You don’t have to wait for the unexpected to happen in order to protect yourself, your finances, your reputation, and your career.
What We Cover
In the event of an allegation or an erroneous action, practicing without liability insurance or relying on partial insurance from your employer can often result in disappointment, large out-of-pocket expenses, and a damaged reputation. Don’t wait until it’s too late to invest in liability insurance that’s specifically designed to protect audiologists and their interests above all else.
General Liability Coverage
$2 Million Per Occurrence
$3 Million Per Year
Professional Liability Coverage
$1 Million Per Occurrence
$3 Million Per Year
Stolen Equipment Coverage
Up to $1,000 with a $250 Deductible
Product Liability
$2 Million per Occurrence, per year
Identity Protection
$25,000 Coverage
Rental Damage Insurance
$100,00 Coverage
A Policy that Covers You & Your Specialties
Industry-Exclusive Benefits
We know that a highly specialized field like yours demands highly specialized coverage—that’s why we created liability insurance that’s carefully crafted to cover what matters most to you. But we didn’t stop there—we’ve included premium, members-only benefits you’ll have to see to believe
Rental Car Discounts & Deals
Receive up to 25% off Hertz Rental Cars with free access to a Hertz Gold Plus Rewards Account or up to 7% off on Thrifty Car Rental and Dollar Car Rental.
Access to Our Insurance Marketplace
Explore the unique benefits our members receive on our insurance marketplace—including ACA-qualified health insurance, short-term health, telehealth plans, and so much more!
FREE, Professional Website
When you join our team, we offer you a FREE, customizable, professional website to help enhance your business and boost your marketing tools.
Tech Discounts & Promotions
Partner with us and save up to 30% off the public web price of Lenovo’s entire line of PC products. But that’s not all, you’ll also receive free ground shipping on all web orders as well as monthly, limited-time special offers.
Shipping Partnership & Discounts
Take advantage of a unique partnership with UPS through special pricing with 50% off Air, 30% off Ground, and continued FREE UPS Smart Pickup Service.
1 Year Professional Rate
Audiologist Insurance Plus- Easy Application, Affordable Rate
- Instant Certificate & Coverage
- General Liability Insurance: $2 Million Per Occurrence, $3 Million Per Year
- Professional Liability Insurance: $1 Million Per Occurrence, $3 Million Per Year
Get Your Coverage Instantly
We’re not interested in making you wait—that’s why our liability coverage kicks in immediately upon payment and confirmation. Simply submit payment and head to your inbox—you’ll find your online certificate proving your coverage waiting for you. No delays, no complications, no waiting periods.
The Competition Doesn’t Compare
PROLIABILITY |
HISCOX |
|||||
| Occurrence-Form Coverage | ✓ | Yes | ✓ | Yes | ✓ | Yes |
Professional Liability Insurance
(Malpractice) |
✓ | $1 Million Per Occurrence
$3 Million Per Year |
✓ | $1 Million |
✓ | $1 Million Per Occurrence
$3 Million Per year |
General Liability Insurance
(Trip & Fall) |
✘ | Optional Coverage Available |
✘ | N/A |
✓ | $2 Million Per Occurrence
$3 Million Per Year |
Products Individual Annual Aggregate |
✘ | No |
✘ | No |
✓ | $2 Million Per Occurrence, Per Year |
Rental Damage Coverage |
✘ | No |
✘ | No |
✓ | $100,000 |
| Stolen Equipment | ✘ | No | ✘ | No | ✓ | $1,000 with $250 deductible |
| Members-Only Benefits | ✘ | No | ✘ | No | ✓ | Yes |
| Identity Protection Plan | ✘ | No | ✘ | No | ✓ | $25,000 |
Annual Fee |
$207 |
$1,570 |
$180 |
|||
| NOTE: The information in this comparison has been gathered from the websites of each organization and other third party sources, such as url. No guarantee or assurance is made by AIP as to the accuracy or completeness of this information. | Get Covered | |||||
| PROLIABILITY | HISCOX | AIP | |
| Occurence-Form Coverage | ✓ | ✓ | ✓ |
| Professional Liability Insurance (Malpractice) | ✓ | ✓ | ✓ |
| General Liability Insurance (Trip & Fall) | ✘ | ✘ | ✓ |
| Products Individual Annual Aggregate | ✘ | ✘ | ✓ |
| Rental Damage Coverage | ✘ | ✘ | ✓ |
| Stolen Equipment | ✘ | ✘ | ✓ |
| Members-Only Benefits | ✘ | ✘ | ✓ |
| Identity Protection Plan | ✘ | ✘ | ✓ |
| Annual Fee | $207 | $1,570 | $180 |
| Get Insured | |||
Parenting Support
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Couples Counseling
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Flexible Payment Methods
Free 20 Min Chat
Book Appointment
1st Session!
Frequently Asked Questions
What is liability insurance?
Liability insurance is a type of risk management coverage that the insured (that’s you!) invests in to be protected and relieved of the financial responsibility of a potential loss. Think about liability insurance like it’s a safety net that’s got you covered should something—no matter how unpredictable or unlikely—go wrong. This type of insurance will protect you, your career, your finances, your reputation, and your future from claims, allegations, and potential litigation.
What’s the difference between occurrence-form coverage and claims-made coverage?
In our opinion, not all policies are creers you coverage for any claim made after your policy has expired as long as the incidated equally, and a lot of that has to do with the type of coverage you have. An occurrence-form policy offent in question took place while your policy was active. Claims-made coverage is a type of policy that only covers you for the claims filed within the policy term—in other words, if something happened while you were paying for your policy but wasn’t filed until after your policy expires, claims-made coverage will not protect you. That’s why we’re proud to offer occurrence-form coverage to all of our members!
Is there more than one type of liability insurance?
There are many different types of liability insurance, but the main three include professional liability, general liability, and product liability. Professional liability will provide protection when a client, patient, or customer deals with (or claims to deal with) injury, damage, or negligence that happened during or as a result of your service. General liability insurance covers damages and injuries that weren’t directly caused by you but happened in relation to you (this is often called slip-and-fall coverage). Product liability insurance covers negative or adverse reactions that your patients or clients have as a result of a product you used.
Why do I need liability insurance?
There are a lot of reasons you should invest in liability insurance, but ultimately, this kind of coverage will put your interests first (not your employer’s), will safeguard your finances, will protect you against the unlikely, the improbable, and the unplanned, shows your clients that you’re prepared and professional, and can give you the peace of mind you need to do your job exceptionally.
Should I invest in an individual aggregate coverage or a shared aggregate coverage?
Individual aggregate coverage means that you—and you alone—are covered by your individual policy limit, regardless of claims made by other members who have a similar policy. Shared aggregate coverage means that you share a policy limit with other members who share the same master program. That means if a claim is paid out for other members, you could be left with zero coverage when you need to have an insurer pay for a claim that was filed against you. We’re proud to offer individual aggregate coverage for our members so they can count on being covered every time—no matter what.
Contact Us
Have a question about how our coverage can work for you? Ask us here! We’ll get back to you with the policy answers you’re looking for.